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When you prepay your mortgage, it means that you make extra payments on your principal loan balance. Paying additional principal on your mortgage can save you thousands of dollars in interest and.

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Co-Borrower: Any individual who will assume responsibility on the loan, take a title. Curtailment: An additional payment made to reduce the principal balance of a loan.. Graduated Payment Mortgage: The Graduated Payment Mortgage ( GP-MOP) is an alternative loan product under.. Agriculture & Natural Resources .

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Mortgage calculators can be found online, or you can use a mortgage template for a spreadsheet program like Microsoft Excel. Links to specific calculators are provided in the Resources. paid to.

Typically, borrowers making a down payment of less than 20 percent of the purchase price of the home will need to pay for mortgage insurance.